Get More Care for Less Before Your Deductible Resets
No one wants to reach their annual health insurance deductible. But if that’s your situation, why not make lemonade out of those health-cost lemons?
If you’ve already met your health insurance deductible for 2025, there’s good news – you may be eligible for low-cost or even no-cost medical services before the year ends.
That’s right. Once your deductible is met, many procedures, screenings, and check-ups could come with minimal out-of-pocket expenses. But time is of the essence: your deductible resets in January, so now until year-end is your chance to schedule care you’ve been postponing or couldn’t afford.
What is your Health Insurance Deductible?
Your healthcare deductible is the amount of money you pay out of pocket for medical expenses before your insurance kicks in and your insurance provider pays for your procedures.
For example, if you have a $3,000 healthcare deductible, you’re responsible for paying for all your health and medical expenses until you reach that $3,000 mark. When you hit the mark, whatever it is, you’ve met your deductible. Your health insurance provider can now begin paying for a large portion of your healthcare costs.
By taking advantage of your after-deductible health insurance coverage, you can gain the most financial benefit and head into the new year feeling healthier.
What Health Services Can I Take Advantage of?
Once you’ve met your healthcare deductible for the year, many treatments – like elective surgeries and procedures, screenings, and women’s care – become much more affordable for you and any family members and dependents on your insurance plan.
Here is a listing of some of the procedures and screenings that you can schedule at no cost or very low cost once you’ve met your deductible:
- Annual Wellness Exams
- Anti-reflux surgeries
- Calcium-score (heart) screenings
- Colonoscopies
- Corticosteroid injections
- Diagnostic imaging
- Endoscopies
- Hernia Repairs
- Joint Replacement Surgeries
- Lung Cancer screenings
- Mammograms
- Physical therapy
- Prostate screenings
- Sterilization Procedures (e.g., hysterectomy or vasectomy)
- Well-Woman Visits
At Watertown Regional Medical Center, we understand that cost can be a deciding factor in your healthcare decisions. That’s why we encourage patients to use this window of opportunity to prioritize their health while minimizing financial impact. Whether it’s a routine screening or a long-awaited procedure, our team is here to help you take the next step in your care journey – comfortably and confidently.
Don’t wait. Contact us today to schedule your appointment before the year ends and make the most of your deductible. Visit us at WatertownRegional.com/services or call 920.533.9762 for more information or to schedule an appointment.